Saving Money

When it comes to gift-giving, it's easy for the price tag to get out of control -- especially at times, like the holidays, when you have several people to buy for. So how do you cut costs without cutting back on the number or quality of gifts you want to buy?

Another idea for the holidays: if you have a large number of people to buy for who all know each other, such as coworkers or family members, suggest a Secret Santa instead. Put everyone's name in a hat and draw names so each person only buys for one other member of the group. Everyone wins! Just be sure to set a price limit.